Personal Tax Planning and Advisory Services

Securing your future with expert guidance

With the UK tax system becoming increasingly complex, personalised tax planning is essential. At Carpenter Box, our mission is to help you keep more of what you earn, through smart strategies that optimise your tax position and protect your wealth.

Whether your financial affairs are straightforward or highly intricate, our team of Chartered Tax Advisers offers a proactive, tailored approach that puts your future first.

We combine deep legislative expertise with practical, forward-thinking solutions to ensure you and your family are well-prepared for whatever lies ahead.

How we can support you

Income tax planning

Income tax affects nearly every form of income above your personal allowance, from salaries and pensions to dividends, rental income, and trust distributions.

Our specialists assess your full financial picture to help you:

  • Structure your income more efficiently
  • Identify available allowances and reliefs
  • Minimise your overall income tax liability

This ensures that your earnings are managed in the most tax-effective way possible.

Capital Gains Tax (CGT)

Capital Gains Tax can be significantly reduced, or even eliminated, with the right strategy implemented at the right time. We focus on pre-transaction planning, working closely with you to:

  • Review asset disposals in advance
  • Identify opportunities to defer or reduce CGT
  • Utilise exemptions and reliefs available under current law

Inheritance Tax (IHT)

Concerned about the impact of inheritance tax on your estate? Unlike many other taxes, there are proactive steps you can take now to pass on more of your wealth to loved ones. Our approach focuses on:

  • Identifying IHT exposures
  • Implementing straightforward, effective planning strategies
  • Ensuring your arrangements reflect your broader personal and financial goals

Trust and Estate Planning

Trusts play a vital role in safeguarding wealth, supporting future generations, and protecting vulnerable beneficiaries. We provide:

  • Specialist advice on the creation and structuring of trusts
  • Ongoing trust management and compliance support
  • Guidance on estate planning to ensure assets are transferred tax-efficiently
  • Support with estate administration following bereavement

Contact us today to discuss how we can support your personal tax and financial planning journey.

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